Public clutter: whose responsibility is it?

Two weeks ago my husband and I went out for dinner and a movie with friends, young friends, so we ended up going to Burger King. The place was full of teenagers and apart from the incredible amount of noise they produced, they also produced a horrifying amount of garbage. Half-eaten food on the floor stepped on and smeared across the tiles, drinks spilt across the table, and bags and wrappers strewn everywhere.

When they finished, they got up and walked away.

Then last week we went to Pamplona for its famous festival, and although it’s more known for running with the bulls, the festival itself is really an opportunity to drink obscene amounts of alcohol in public and let loose. The broken plastic cups, plastic bags and bottles of all sorts made walking a challenge and each morning the city’s garbage crews spent hours and hours sweeping up the plastics disaster.

Often, when people are asked why they care so little about public clutter like this, they answer “that’s why the city hires street sweepers” as if they have no responsibility in maintaining the streets litter-free.

I was reminded of a photo I saw once posted online by Canada’s environmental fighter David Suzuki. The photo showed the sea of plastic that was left in a public park after a fundraising concert for the environment. The anti-consumerist website Make Wealth History talks about this problem providing details about the garbage collected one year after the supposedly environmental-friendly Glastonbury Festival:

Glastonbury picked up 6,500 sleeping bags, 5,500 tents, 3,500 airbeds, 2,200 chairs, 950 rolled mats and 400 gazebos.

Fortunately, most of that material could be donated to refugee sites, but what about the rest of the garbage? If attendees left all this behind, how much plastic did they not bother taking away with them?

All of this got me thinking. Whose responsibility is public clutter? Those of you who are parents, what do you do to ensure that your children clutter the world as little as possible?

Who are you?

That’s the question the Caterpillar asks Alice and she is unsure what to say. In a very short time from the moment she falls down the rabbit hole Alice has been many things: tall, small, assertive, passive, one of many animals, an outsider in an unfamiliar world.

On the Internet, you can find any number of personality quizzes, and if you dig a little bit, you can find a whole bunch of quizzes related to organization and clutter. Are you a collector? Are you a minimalist? A visual person? A logical person?

Forget the quizzes. The answer to the Caterpillar’s question is:

You are you.

You can be organized, disorganized, visual, logical, kinetic, frenetic, calm, and overwhelmed.

When I worked one-on-one with my organizing clients, I never tried to pigeon-hole them. I took them at face-value with the situation they were dealing with at the moment. People are never the same at any point. Over a bridge in Toronto, there’s a paraphrased quote by the Greek philosopher Heraclitus: “This river I step in is not the river I stand in.” Who we are changes constantly because our circumstances change constantly. If we are tired or stressed we aren’t going to be able to organize ourselves well (unless of course, you are one of those who deals with stress by organizing).

Recently, Unclutterer re-posted an article by Erin Doland from back in 2007 in which she asked What causes clutter in your life? In the list of circumstances she includes, nothing is fixed — each point can change, and depending on how much of one or the other is affecting you, your ability to get and stay organized will change.

Instead of boxing yourself into a corner with the question “Who am I?” ask yourself “Who am I at this moment?”

If the Caterpillar had asked Alice that question, she wouldn’t have had such a tough time answering him.

Keeping the memory but not the possession

antique green teapotNew research recently published in the Journal of Marketing, showed that people who were encouraged to find a way to preserve memories found it easier to part with the sentimental items.

This study was originally initiated to help increase the flow of goods to charity shops (e.g., Goodwill). The “supply chain” of goods to these shops depends solely on people’s willingness to donate. The researchers looked at ways to help people let go of unneeded, yet sentimental items.

Researcher Rebecca Reczek of Ohio State University, states that when we give up sentimental items, we often feel like we’re giving up a piece of our own identity — part of who we are. This is what makes it so difficult to let go of certain objects.

The study showed that when people were encouraged to take photos of items and preserve the memories, donations to non-profit charity shops increased. Additionally, those that took a photo of the item, reported less “identity loss” compared to those who did not take a photo.

Reczek indicated that although these memory preservation strategies will probably work for most items, they may not work for items with high sentimental value such as the baptismal gown your grandmother handmade for your child.

We’ve written a few posts on sentimental clutter over the years, so please feel free to check out Unclutterer’s advice on how to capture memories and let go of some of these items.

If you need some support and encouragement in dealing with bouts of nostalgia while uncluttering, visit our forum on Sentimental Clutter.

 

P.S. The photo shows my great-grandmother’s green teapot in which she served green tea. I still use it to serve green tea.

What causes clutter in your life?

One of the important aspects of getting clutter under control in your life is to discover why your home and life are cluttered. Spending as few as 15 minutes in quiet reflection often can help you to discover the root of your problem.

Is your home and life cluttered because of:

  • Emotional avoidance? (Are you holding onto your past because you fear the present and future? Are you afraid that you’ll lose the memories of someone from your past if you get rid of a physical object of his/hers?)
  • Physical exhaustion or limitation? (Have you been injured and cannot pick up objects as easily as you once could? Would you benefit from the help of a hired hand?)
  • Mental exhaustion? (Are you emotionally overwhelmed because of a work or social situation?)
  • Lack of time? (Are you working too many hours or traveling too often to keep your home well maintained?)
  • Feeling overwhelmed? (Is there so much stuff in your home that you don’t know where to begin organizing and/or cleaning? Are you over-committed to clubs and activities outside of your home to give your life its proper attention?)
  • Laziness? (Do you just not want to take care of things right now?)
  • Compulsive shopping? (Are you buying more than you can use and need? Are you constantly buying things to make yourself feel better?)
  • Procrastination? (Do you want to have your clutter disappear but would rather sit and watch television instead of deal with it?)

Once you identify the cause(s) of clutter in your life, you can work to keep clutter from reappearing in your home. The causation of your clutter might be able to be solved by simply changing your attitude (like with laziness) or hiring a professional organizer to get you started. Solving your time crunch problem might mean something more drastic like changing your job. In some cases, you might even consider consulting a counselor or life coach to help solve the root of your problem. In all cases, though, identifying the cause(s) of your clutter and working to solve it can help to keep your life clutter free in the future.

 

This post was originally published in June 2007.

What have you learned about yourself while uncluttering?

You can learn a lot about yourself while uncluttering. What’s more, that lesson changes over time based on your circumstances, age, and stage of life. Pay attention as you organize and clean, and you’ll see a bit of who you are.

A thread on the Unclutterer Forums brought this to my attention. Initiated in 2010 by reader AJ, the posting has several insightful and interesting comments from Unclutterer readers like “toberead,” who writes:

Your uncluttering strategy depends a lot on your circumstances. Six months ago I moved into an apartment that has a washing machine, the first time in 18 years that I’ve had my own. And it has made me rethink my wardrobe. When I had to spend 3-4 hours in a noisy laundromat every time I wanted to wash a load of clothes, it made sense to have at least 3 weeks worth of clothes, and I made that work in the most uncluttered way possible. But now I can see much more clearly which clothes I really love, and which ones I wore just because it was better than going to the laundromat.

I had a similar experience when moving from an apartment and into my home. I was able to get rid of a lot of the stuff that I considered temporary, like kitchenware that had seen better days.

Meanwhile, reader “Sky” writes about the appeal of eliminating unwanted stuff:

Decluttering my home has made me look at ‘things’ differently. The more I get rid of, the more I want less and less. I love having space in drawers and closets. I even have some empty drawers!

I’ve realized how few things I really want beyond what’s necessary. No more collecting, storing and shopping. It is freeing beyond belief.

I love throwing stuff away. The house just feels “lighter” once I’ve eliminated a big pile of stuff that I haven’t touched in ages. It’s a mental boost, too, as a tidy, uncluttered work space can actually improve productivity.

Finally, reader “nelliesb” writes, “I am realizing how little most things mean to me.” I really got this lesson in 2012 when my dog chewed a commemorative baseball I had received while visiting Fenway Park barely 24 hours prior:

The ball itself isn’t what was important. All of the memories I relayed in this article I conjured up without it. The ball is now in the trash bin; the memories and emotions of that day are in me. When I realize the ball is chewed, or my life is short, I’m reminded every moment with it was precious.

Yes, a moment can trigger a memory. But it’s the memory we’re after, right? Not the thing. I’ve been able to part with many things because they aren’t what’s meaningful to me. It’s the event, the person or the time and place that brought me to that thing in the first place.

There’s so much more to this topic. Perhaps uncluttering teaches you about your shopping habits, your interests, your habits at large. As you’ve tidied and organized, what have you learned about yourself? Share here or over on our forum.

How good are you at letting others help you?

I’m not. Not at all, in fact. Whenever someone offers to help me with anything, my immediate reaction is, “No, I can do it!” As if I were a five year old in front of an adult who questions my ability to do something.

It’s a terrible affliction this need to be so independent. And to be quite honest, it’s rather selfish on my part, too.

In an article in Psychology Today, the author talks about how letting others help you is a gift you give them. Most of us feel the desire to help whenever loved ones need it and helping them makes us feel better.

Just last night a friend was saying how her vacation plans fell through because of a mix-up with the online vacation reseller. We automatically offered our place in La Rioja – at least they would be able to get away from home for a week and they both love wine and sun. While it’s not the 5-star hotel they had hoped for, at least it’s a change of pace and scenery.

She said she couldn’t possibly and I countered with, “If the roles were reversed, would you offer us your place?” When she said, “Of course!” half-offended that I would imply otherwise, she realized how incongruent she was being and added, “Fine, I’ll think about it.”

When it comes to clutter, disorganization, or a lack to time deal with all of your responsibilities, can you ask for help, or are you like my friend who is horrified at imposing on others?

If you are like my friend (and to be honest, like me) and don’t like asking for help, these five tips from the “Savvy Psychologist” Ellen Hendrikson, PhD, may just help you:

  1. I don’t want to be a burden. As I’ve said already, people love to help. To get over this feeling, try asking for something small and very specific. Ask your best friend over and say, “Can you help me go through my closet? I want to get rid of some clothes, and I need an objective eye.” (Offering wine while you do it might help soothe your feelings of imposing.)
  2. I can’t admit that I need help. There’s nothing wrong with needing help. Being a human being means being part of a community, and in communities, people help each other. Try depersonalizing the problem. Instead of saying, “I can’t get the bathroom cabinets under control.” say, “The bathroom cabinets are about to explode (and it has nothing to do with me as a person; it’s external to who I am).”
  3. I don’t want to feel indebted. Helping isn’t a barter system. People don’t help in order to be able to call in the favour later (at least people with a healthy understanding of relationships don’t). Try feeling gratitude. Say, “Thank you, I really appreciate this.” No need to offer reciprocal help in that moment. No one is going to present you with a bill (unless you’ve hired yourself a Professional Organizer, of course).
  4. I can’t show my weakness. This is my issue. I’m independent. I can do it! I don’t need anyone! Whenever I find myself acting like this I give myself a good shake and say, “Oh, please, you’re not a toddler and you’re not some macho alpha who always has to be strong. No one is always strong.” Or, you can take this as an opportunity to learn something new, especially if you consult with an expert (again, perhaps a Professional Organizer).
  5. I might get rejected. People have their own situations to deal with and this might not be the right moment for them to help you. Don’t take it as rejection of you or your problems. Thank them anyway and find someone else to ask. Not everyone is going to be too busy to help. And if they are, as I’ve repeated several times now, you can always turn to professionals.

If you have trouble asking for help, which one (or ones) of these five reactions do you feel when considering asking for help? Do you think the tips are good ones for getting over each reaction? Have others worked for you?

And if you want a book to help you ask for help, why not check out Kickstarter-star Amanda Palmer’s book, The Art of Asking?

Using what you already own

In preparation for a dinner party I threw the other night, I brought down my sugar bowl off the high shelf of my cupboard. The bowl was a wedding gift, and it hasn’t received much use over the years. It’s attractive, though, and durable. I held it in my hands for a few seconds, and then decided that after the dinner I would store it in the same, easily accessible space in my cupboard as the salt and pepper shakers. Since then, I’ve reached into the sugar bowl for my morning coffee’s sugar instead of into the big sugar storage canister as I had been doing.

Reclaiming my sugar bowl started me thinking about other items in my house that I already own and store, but that I don’t use. I like to think of myself as someone who leads an uncluttered life, but I was shocked to find many things I store and don’t regularly use — things I could be using, and want to use.

What’s the point of having good china if it is never used?

I found a beautiful crystal vase in a corner of the cabinet under my sink. I don’t put out cut flowers often because my cats eat them and then puke them up all over the house. Dinner guests often bring flowers as hostess gifts, however, so the vase gets some use but not as much as I would like. The vase’s lines are simple and stunning. It, too, was a wedding gift. When I look at the vase I think of the person who gave it to us and smile. My solution? I went to my local craft shop and bought a gorgeous spray of silk flowers. Fake flowers, I should note, are not what they used to be. Unless you touch these flowers, you have no idea that they’re not real. Now, the vase that I love is out of the cupboard and being used.

I moved a chair out of the bedroom, where it was never utilized, and into the living room. A guitar that I had stored under the bed is now out and on a stand so that it can be picked up and played. I reconfigured my desk so that my sewing machine has a permanent place where I can use it without any effort. And, I also took to my local charity a number of items that I was just apparently storing for the sake of storing.

Are there items in your home that need to be reclaimed? Are you storing anything just to store it? Are you hiding things that you love? An uncluttered home means that there is a place for everything that you own, and that everything is in its place. What I learned from my sugar bowl is that some of the things that I own weren’t in their best places. Spend some time over the next few days evaluating your things and identifying if they are in their best place and if you’re using what you already own.

 

This post was originally published in June 2007.

Bound to clutter and time

A recent study from UCLA-affiliated social scientists paints a bleak picture of modern parents: beholden to clutter, technology, and stuff. Likewise, they found, many (if not most) rarely step foot outdoors and claim that a perceived lack of time drives a lot of daily decisions. It’s a study I can relate to, and that’s really depressing.

The study

The longitudinal study entitled, “Life at Home in the Twenty-First Century: 32 Families Open Their Doors,” (currently available at Amazon as a book) observed middle-class families in Los Angeles over four years. The results, according to the authors, are “disheartening,” and include:

  1. Many families rely heavily on prepared and frozen foods even though they only save an average of 11 minutes per meal. “They give me the illusion of saving time and energy,” said one participant, “and that’s almost as important.”
  2. Most families in the study rarely go outdoors, even those who recently spent money on outdoor improvements like a new deck. “That’s the backyard,” one mom said. “I never go out there.”
  3. Leisure time is spent in front of the TV or the computer.

One interesting revelation I found has to do with a family’s refrigerator door. Those that are cluttered with notices, magnets, papers and the like, often indicate a home that is in a similar state. (Read our article on dealing with refrigerator door clutter here).

That’s rough, but the most depressing and relatable bit for me was about 2-year-old Anjellisa Redfern. According to researchers, she has a great many toys. However, “…she doesn’t want to play with them,” said her mother. “She wants to be on the couch watching TV.”

Second screen? Try first.

In 2014, Jeff Bercovici wrote an article for Forbes entitled, “Using A Second Screen While Watching TV Is The New Normal.” He went on to describe the growing habit of glancing at a smartphone or tablet while watching television:

Watching TV while simultaneously using a smartphone, laptop, or tablet is on the verge of becoming a majority behavior worldwide.

Later that year, the New York Times noted the emerging “second screen marketing” efforts that were just beginning to happen, targeted at those who use a smartphone or tablet as the titular “second screen” while watching TV. It is interesting, but that’s not the behavior in 2017. The TV is the second screen, the smartphone is the first.

Every night in my home, a depressing scene plays out. We have dinner, almost never together, almost always within 15 minutes, almost always silently and almost certainly with each in his or her own chair, doing his or her own thing. When this non-family time is complete, everyone retreats to his or her room of choice with his or her preferred screen, not to be seen again until morning.

It’s killing me and I hate it.

I’m partly to blame as I’ve let it go on this long. Extinguishing this pattern will not be easy. There will be loud complaining. There will be rolling of eyes and harsh words. But it must be done.

Childhood is a window that closes at 18 years of age. That’s all you get, those 18 precious years. Then they’re off to work, off to school, off to adulthood, and whatever comes next. There is no time machine. You can’t go back. My kids are 12 and 14 years old. The window is almost closed. I absolutely will not sit with regret years from now because I did not make the most of being their dad. Because I lost out to apps and YouTube stars. Because Snapchat was more appealing.

If the modern American family is succumbing to clutter and technology, it’s time to revisit our priorities. The window on childhood is closing. Be there – really be there – before it does.

What makes you switch your ways?

For a business course I’ve been taking on change management, I’ve recently read the book, Switch: How to Change Things When Change is Hard by Chip Heath and Dan Heath. It was published back in 2010 and Erin talks about it briefly in relation to a video interview with one of the authors.

Although the book is seven years old, its content is 100% current and presented me with a whole new way of creating change — not just at work but also in my life in general.

The Heath brothers tell us to forget about the reward-punishment dichotomy of the carrot-stick approach to change.

For real lasting change to occur, it needs to be appealing on three levels:

  • It needs to make sense.
  • It needs to resonate emotionally.
  • And it needs to be clearly articulated and have easy-to-implement steps.

They talk about these three points using the analogy of trying to ride an elephant. Logic (the Rider) can only go so far in directing the change. Emotion (the Elephant) is a much stronger element and can’t be forced to go where it doesn’t want to. And finally, if the path isn’t easy, neither the Rider nor the Elephant are going to want to make the change in direction.

As I said, the book opened my eyes to a new way of managing and encouraging change, but as with all methods, you need to take into account your audience. In a work situation, I didn’t do that and had to twist and turn to avoid a staffing disaster.

I’ve been trying to convince staff to adopt a new program, and was facing resistance. After reading Switch, I realized I was neither appealing to the Elephant nor making the path easy. So, armed with a hugely motivating presentation, I held a staff meeting where I was going to do a bang-up job of getting staff excited about the program before diving into the details of how we could all work together to make the transition easier and better for everyone.

Unfortunately, one staff member hates emotional appeals — I mean, despises them! He sees red whenever anything “motivational” floats before his eyes. From the first slide in the presentation, he turned confrontational and spent the rest of the hour-long meeting arguing against something that logically he and I have agreed upon as necessary and practical.

The next day, he and I spoke and we agreed that in the future, any time that I plan on motivating staff, he will be excused from the meeting and I will send him an email logically extolling the virtues of whatever change I am proposing to the rest of the staff.

Although it was an intensely frustrating hour, I learned a great deal from the confrontation, the main point of which is that when you are discussing change with anyone, you need to know what will best appeal to them.

If you want to change teenage behaviour at home, for example, neither logical nor emotional appeals will likely work very well. You need to make the change easier than not changing at all.

No matter your approach, however, if you are looking to make any sort of change in your personal or work life, I highly recommend reading Switch before embarking on the journey.

How much ignorance makes you blissful?

The other day I was looking at a company’s informational brochure about the various programs and services they offer. It was 44 pages long. Seriously, forty-four pages! I understand that they want to cover everything and be able to offer something of interest to everyone, but honestly, 44 pages?

The brochure went into the recycling bin before I’d gotten past the third page, losing the company a potential customer. They just offered me too much information.

The situation reminded me of the books, The Paradox of Choice and Stumbling Upon Happiness, both of which discuss how too many choices make us unhappy. With unlimited choice comes unlimited indecision and increasing unhappiness.

I’m not sure I agree with this idea. You see, I’ve always been a bit of a Goldilocks when it comes to information. Give me too little information and I feel that I’m being forced into something I don’t agree with. Give me too much information and I feel overwhelmed and paralyzed. But give me just enough information that I feel that I’m making an informed choice and away I go, happy with the decision I’ve made.

What’s the key word there?

Feel.

There’s no such thing as too much information or too little. There is just enough to make you feel right about the decision you are making.

When it comes to politics, I know where my heart lies, so I need very little information to convince me that my favorite party is the one to vote for. However, when it comes to buying a house, there’s no end to the information that I collect before making the decision (neighborhood, taxes, possible renovation costs, neighbors, schools, and the list goes on and on).

But, sit me down in a restaurant and give me a one or two page menu, I’m thrilled. (Home-style, no choice restaurants scare me a little, and large chains with ten-page menus kill my appetite.)

When it comes to organizing, the same scale exists. What is your personal comfort level of stuff in different situations? At work, I’m the king of processes, with everything carefully documented and labelled. At home, I’m happy owning only a few things and labelling nothing.

In other words, don’t let anyone tell you what is the “right” amount of stuff or whether it’s well-organized or not.

It all comes down to your level of bliss. What makes you happy? Ignorance? Information-saturation?

It’s up to you.

Where to start organizing your home

Many people are overwhelmed by the idea of organizing their homes. When there is so much to do, it can be difficult to know where to begin. If you’re in such a state, let me suggest four ways you can get started. Hopefully one of the methods will be a perfect match for you!

  1. Start by organizing the area you first see in the morning. If your first activity is to walk into your closet to pick out your clothes, then choose to organize your closet. If you get coffee, organize your kitchen. If you hop into the shower, then tackle your bathroom. The idea is that the first thing you see in the morning can set your mood for the whole day, so you should at least start with a sense of calm and order.
  2. Start by organizing the area you first see when you come home after work. Your home should be an area of rejuvenation and relaxation. If the first thing you see when you get home from a long day at work makes you stressed out, then you’re doing yourself a disservice. Is there a mess in the driveway that could be cleared? Do you pull into your garage and curse because you can barely get out of your car? Is your home’s entrance in complete chaos? Whatever is the first place that causes you stress when you come home, start by clearing clutter there.
  3. Start with the area of your home that makes you seethe. Without putting too much thought into it, what is the one area of your home that you avoid because of its mess? Your instincts will quickly call to mind the one space that drives you nuts more than any other area of your home. Get started in that space to get the worst of the worst cleaned first.
  4. Start at the top and work your way down. In the same way that you dust before you sweep, tackle the areas up high in a room and then work your way toward the floor. Think of your work as if you’re completing an archeological dig.

As you’re working, keep in mind that even the smallest steps help your space to be more organized than it was previously and that there is no reason to be overwhelmed by the task in front of you. Good luck with your organization endeavors!

 

This post was originally published in May 2008.

Renting vs Owning a Home: The Eternal Debate

Back in 2006 when I left Canada, I sold my house and thought I’d never buy another one again. The place had been a fixer-upper and my father and I had invested a lot of time and money into it (nine years to be exact) — just in time to sell it.

I know that home-ownership is supposed to be the holy grail of the (North) American Dream, but I really wasn’t sure I wanted to ever get back into the cycle of renovations, repairs, and mortgages. It took a bit of an attitude change because as a simple search on Amazon suggests, mortgage-free home-ownership is what we are all supposed to aim for.

But I knew couples who had been renting for over twenty years and they had more disposable income than I’d ever had. When something went wrong in their place, it was the building owners, not the renters, who had to pay for it. Renters also knew exactly how much they needed to pay every month without any sort of surprise costs like a new roof or plumbing repairs.

That sounded good to me.

Generations ago in Ireland, my father’s family were renters. Yes, they owned property, but they never lived where they owned. They used the extra income from renting out the place to rent something better for themselves. And while they had those emergency expenses that any homeowner had, they considered it as a part of running a business, rather than intruding on their lives directly.

When I settled in the Basque Country, I was convinced that renting was for me. Although it irritated me a little bit that I couldn’t do up the place exactly as I would like, I was pleased to no longer have the temptation to enter into constant rounds of renovations like my parents did. They cycled through the house I grew up in, redoing one room a year, and I can’t count the number of times they completely remodeled the garden.

When my parents died a few months apart from each other then eight months after that my mother-in-law passed away, my husband and I found ourselves with a chunk of money. Given the volatile nature of the markets at that moment, investing did not seem like a good plan.

So, we got back into the home-ownership market, not just once but twice, buying a flat where we live full-time plus a second one in a sunny part of Spain. However, this second time around, owning a home is different from the first time.

  • We chose to live in a tower instead of a detached home, meaning emergency expenses are shared by the whole building and in a recent case, spread out over three years.
  • Our flat is half the size of the (small) house I had in Toronto, and is just the size we need.
  • Renovations happened quickly, before we moved in.
  • Mortgage payments are less than the monthly rent we were paying.

The second flat we bought (mortgage-free) has a double purpose, one as a weekend and summer retreat, and the other as a retirement emergency fund in case one or both of us needs to go into a nursing/retirement home. While medical costs are covered here in Spain, there is a big difference between public and private retirement residences. With the money from selling off the second flat, we will be able to live out our final years in comfort.

My siblings, however, took other routes: my sister invested in a large rambling country home and my brother sold his house and sunk the money into his girlfriend’s place, turning home-ownership into a type of romantic commitment.

When deciding if renting or owning is for you, just as with any project you undertake, it’s imperative you consider your priorities. In this case, the questions that can help you decide which option is better for you include:

  • What type of financial situation do you want to be in? Fixed or variable costs?
  • How important is it to you to put your personal stamp on the space you live in?
  • How much space do you really need? How much do you want to maintain?

The New York Times, has a good rent vs. buy calculator. I plugged in the original numbers for our primary residence and the results confirmed that buying was the right option financially, as we would be paying about three times the amount in rent each month as we do with the mortgage.

Are you a renter or a homeowner? Do you know which is the better option for you financially? Or are there other factors (emotional, familial, etc…) that led you to choose?