I get a lot of credit card notices -- change in terms, new credit limit, etc. They are mostly folded. So far, I have been throwing them into a shoe box box now I have three boxes full and it is a mess. Does anyone have a best practices suggestion for storing these?
Overall Rating: votes
-
Posted 9 months ago #
-
I scan most stuff into my computer, filed be year then type of file (bank, credit card, etc.). Keep in mind that when you get a new version of whatever the card company is sending, you can shred the previous one. Most likely, at least 2 boxes of your 3 can be shredded as they're duplicates.
Posted 9 months ago # -
Newer notices frequently supersede terms listed in older notices. I organize mine by card and in date order so that I can shred notices that are no longer relevant. I keep mine a traditional file folder, but you could also try a binder or clear pocket folders.
Posted 9 months ago # -
I keep all my important documents (banking, insurance, etc.) in an accordion folder. It's nice to have one spot where everything is pulled together. I periodically go through the sections in the folder and remove papers that are outdated or no longer relevant - and then send them to the shredder. :)
Posted 9 months ago # -
honestly, I don't keep any of that info. I can always bring up my credit account online and check the terms, etc there if needed. In 20 years of credit card holding I've never once needed to reference it. If you need to know your limit before making a large purchase, it's usually on your last statement (those I keep, for one year, then shred) or you can call or check online.
Posted 9 months ago # -
i am a shredder.
i keep the statements for the 7 years as required by the australian tax office for businesses, and i don't worry about the other stuff.
i have one credit card and i pay it off each month.Posted 9 months ago # -
Although I usually scan them in, I'm with luxcat, they are always available online or by request if you need them.
Posted 9 months ago #
Reply
You must log in to post. If you do not already have an account, you can register here.
