Comments on: Disaster Uncluttering: Rebuilding

By: Margaret

Margaret — Thu, 01 Apr 2010 09:50:42 +0000

Manufacturer’s Suggested Retail Price

By: Mrs.Mack

Mrs.Mack — Thu, 01 Apr 2010 02:50:27 +0000

What does MSRP stand for?

By: Wendy Blackwell

Wendy Blackwell — Fri, 08 May 2009 01:33:39 +0000

When I finish my inventory, I’m going to email it to myself. That way I’ll have access to it from a remote location. Particularly useful as we travel a lot and something could happen in our absence.

By: Taylor at Household Management 101

Taylor at Household Management 101 — Fri, 24 Apr 2009 12:24:33 +0000

Thanks for sharing this with us. I think you have provided some great tips. I especially appreciated reading between the difference between actual cash value and replacement cost. Most people don’t know about this, and it can be quite a rude awakening to realize you don’t have enough money from the insurance company to actually purchase everything again if you have an actual cash value policy.

By: CCherry

CCherry — Fri, 24 Apr 2009 03:10:35 +0000

I have started doing an inventory, you don’t realize some of the things you have until you’re trying to remember them all. My insurance agent directed me to the Insurance Information Institute and their software program. I’m not sure how comfortable I am with my information being stored somewhere else, on the other hand when a tornado comes who knows what’s going to be left.
http://www.knowyourstuff.org/iii/login.html

By: Malcolm

Malcolm — Fri, 24 Apr 2009 01:54:11 +0000

Thanks for that Gary. I am enjoying reading this post, we had a burglary about a year ago and that is a much smaller deal than a fire, but I now realise how VITAL a good inventory is. We also have friends here in Australia who have had losses in the big bushfires – I am going to send them the link to this site. Thanks.

By: Gary DuVall

Gary DuVall — Thu, 23 Apr 2009 20:49:41 +0000

Re:

Strangely enough, we weren’t. We had the option of going with a public adjuster had we wanted to search one out, but in the end we went with the adjusters our insurance company has had a working relationship with in the past.

By: Re

Re — Thu, 23 Apr 2009 19:33:08 +0000

Gary,
Thank you for taking time to share you experiences to help all of us. I am currious, were approached by “public adjusters” to assist you in your claim?
Thanks.

By: Gary DuVall

Gary DuVall — Thu, 23 Apr 2009 18:43:23 +0000

Furthermore, as we’d purchased a lot of our higher-ticket items within the three months prior to the fire, we were able to both remember many of the prices and also track the prices at a given time thanks to the Internet.

By: Gary DuVall

Gary DuVall — Thu, 23 Apr 2009 18:41:17 +0000

Java Monster:

Yes, that’s precisely what we had to do for many items. We had absolutely no receipts for our items after the fire. All you can do at that point is to look up the MSRP (or whatever logical and defensible price you can find) on each and every one and drop it into the spreadsheet.

By: Java Monster

Java Monster — Thu, 23 Apr 2009 16:07:17 +0000

But what if you *don’t* have receipts for many items? Should you look the item up on the internet to find the manufacturer’s retail price?

By: Sheena

Sheena — Thu, 23 Apr 2009 13:55:14 +0000

Though its under sad circumstances, I love this series. Its helpful, insightful, and encouraging. I wish there was a way I could help!

By: Natalie

Natalie — Thu, 23 Apr 2009 13:01:50 +0000

We have a friend who lost her home and contents to a fire about a month ago. She was so glad to have RCV! She already got her check, so I need to find out what insurance company she is with, since this obviously is not the norm!