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	<title>Comments on: How much of your mortgage is going toward clutter storage?</title>
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	<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/</link>
	<description>Daily tips on how to organize your home and office.</description>
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		<title>By: DiscoStu</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-23646</link>
		<dc:creator>DiscoStu</dc:creator>
		<pubDate>Thu, 13 Nov 2008 03:33:45 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-23646</guid>
		<description>I&#039;m just glad mortgage rates are dropping here in Australia, after the constant rises under the previous conservative government, it&#039;s nice to be paying a little less at last!</description>
		<content:encoded><![CDATA[<p>I&#8217;m just glad mortgage rates are dropping here in Australia, after the constant rises under the previous conservative government, it&#8217;s nice to be paying a little less at last!</p>
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		<title>By: Patrick</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-22204</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Wed, 05 Nov 2008 00:54:20 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-22204</guid>
		<description>I think a big part of surviving this bear market we are in is cutting back on costs. This means downsizing in all aspects of our lives that make sense and have unneeded waste. This includes decluttering. Who would have thought that a key to financial freedom is getting rid of extra stuff?!</description>
		<content:encoded><![CDATA[<p>I think a big part of surviving this bear market we are in is cutting back on costs. This means downsizing in all aspects of our lives that make sense and have unneeded waste. This includes decluttering. Who would have thought that a key to financial freedom is getting rid of extra stuff?!</p>
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		<title>By: Deb</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-22195</link>
		<dc:creator>Deb</dc:creator>
		<pubDate>Tue, 04 Nov 2008 14:28:43 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-22195</guid>
		<description>Very smart. I can&#039;t get over the three-story storage units in our neighborhood. It&#039;s insane to spend money to store &quot;junk&quot; you are afraid you might never come across again. Same with your house. We spend 90% of our time in our main lr/dr/kit. Do we really need that second level?</description>
		<content:encoded><![CDATA[<p>Very smart. I can&#8217;t get over the three-story storage units in our neighborhood. It&#8217;s insane to spend money to store &#8220;junk&#8221; you are afraid you might never come across again. Same with your house. We spend 90% of our time in our main lr/dr/kit. Do we really need that second level?</p>
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		<title>By: princess_peas</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21801</link>
		<dc:creator>princess_peas</dc:creator>
		<pubDate>Thu, 30 Oct 2008 16:45:49 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21801</guid>
		<description>@jellybeans

It&#039;s not common, but it is available.  Most people tend to only use it for if they temporarily (even a few years) have to live in a smaller house and need somewhere to put furniture etc in the meantime, but they intend to move back to somewhere bigger in the forseeable future.  Some people also utilise it for 6mo or so when moving house, they take the house down to the bare bones before the move and put the rest in storage, and then get their stuff out of storage and into the new place in bits, so that they don&#039;t have huge numbers of unpacked boxes cluttering up the place.  So they bring it back a room at a time or whatever and unpack that before getting the other stuff.  It is very much seen as a waste to hire storage for stuff there just isn&#039;t room for.  (On the other hand, in a lot of british houses, there is a lot of &quot;stuff&quot; in almost every room.  Every bit of wall space is usually utillised with something, and wall space is sort of more important than room size.  People like rooms that aren&#039;t tiny, but having a big space in the middle of a room is seen as a waste too..)</description>
		<content:encoded><![CDATA[<p>@jellybeans</p>
<p>It&#8217;s not common, but it is available.  Most people tend to only use it for if they temporarily (even a few years) have to live in a smaller house and need somewhere to put furniture etc in the meantime, but they intend to move back to somewhere bigger in the forseeable future.  Some people also utilise it for 6mo or so when moving house, they take the house down to the bare bones before the move and put the rest in storage, and then get their stuff out of storage and into the new place in bits, so that they don&#8217;t have huge numbers of unpacked boxes cluttering up the place.  So they bring it back a room at a time or whatever and unpack that before getting the other stuff.  It is very much seen as a waste to hire storage for stuff there just isn&#8217;t room for.  (On the other hand, in a lot of british houses, there is a lot of &#8220;stuff&#8221; in almost every room.  Every bit of wall space is usually utillised with something, and wall space is sort of more important than room size.  People like rooms that aren&#8217;t tiny, but having a big space in the middle of a room is seen as a waste too..)</p>
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		<title>By: Alex Fayle &#124; Someday Syndrome</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21728</link>
		<dc:creator>Alex Fayle &#124; Someday Syndrome</dc:creator>
		<pubDate>Wed, 29 Oct 2008 19:50:33 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21728</guid>
		<description>@Mikey:

My suggestion isn&#039;t selling the house - everyone has the right to whatever size they like, but if you&#039;re just using a room for storage of things you&#039;ll never use then yes, to me, you&#039;re throwing away your money.

Why not clear it out and put it to good use?</description>
		<content:encoded><![CDATA[<p>@Mikey:</p>
<p>My suggestion isn&#8217;t selling the house &#8211; everyone has the right to whatever size they like, but if you&#8217;re just using a room for storage of things you&#8217;ll never use then yes, to me, you&#8217;re throwing away your money.</p>
<p>Why not clear it out and put it to good use?</p>
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		<title>By: Heather</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21723</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Wed, 29 Oct 2008 19:08:25 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21723</guid>
		<description>This is also true - even truer maybe - for people who rent! We pay a really reasonable rent for the area, and have lots of space, but if we could get rid of some of our junk we could move to a one-bedroom with very little hardship. We are trying to do just that, and hoping to save $100-150 per month once we can find a new place.</description>
		<content:encoded><![CDATA[<p>This is also true &#8211; even truer maybe &#8211; for people who rent! We pay a really reasonable rent for the area, and have lots of space, but if we could get rid of some of our junk we could move to a one-bedroom with very little hardship. We are trying to do just that, and hoping to save $100-150 per month once we can find a new place.</p>
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		<title>By: STL Mom</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21722</link>
		<dc:creator>STL Mom</dc:creator>
		<pubDate>Wed, 29 Oct 2008 18:29:33 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21722</guid>
		<description>My clutter cost me $35 today, because I can&#039;t put both cars in my garage, and forgot to move one off the street for leaf pick-up day.
Guess what I&#039;ll be doing this weekend?</description>
		<content:encoded><![CDATA[<p>My clutter cost me $35 today, because I can&#8217;t put both cars in my garage, and forgot to move one off the street for leaf pick-up day.<br />
Guess what I&#8217;ll be doing this weekend?</p>
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		<title>By: KC</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21718</link>
		<dc:creator>KC</dc:creator>
		<pubDate>Wed, 29 Oct 2008 17:32:37 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21718</guid>
		<description>Don&#039;t forget you can sell some of that excess for cash, too.  I&#039;ve been doing a lot of that cause we&#039;re preparing to move and have probably pocketed $1000.

We live in a 1400 sq ft townhouse in the best location in the city and we&#039;ve had to live de-cluttered for years due to a lack of space (not a bad thing).  But now we&#039;re moving to a smaller city where we&#039;ll be living on the edge of town in a 3500sq ft house that actually doesn&#039;t cost much more than our small townhouse.  I can&#039;t wait to get in that big house.  I&#039;ll probably immediately shut off 2 of the 5 bedrooms cause they literally will be storage.  I doubt I&#039;ll accumulate much simply because I like living a clutter free home.  But it will be nice to know that I won&#039;t have to move again when I have kids.</description>
		<content:encoded><![CDATA[<p>Don&#8217;t forget you can sell some of that excess for cash, too.  I&#8217;ve been doing a lot of that cause we&#8217;re preparing to move and have probably pocketed $1000.</p>
<p>We live in a 1400 sq ft townhouse in the best location in the city and we&#8217;ve had to live de-cluttered for years due to a lack of space (not a bad thing).  But now we&#8217;re moving to a smaller city where we&#8217;ll be living on the edge of town in a 3500sq ft house that actually doesn&#8217;t cost much more than our small townhouse.  I can&#8217;t wait to get in that big house.  I&#8217;ll probably immediately shut off 2 of the 5 bedrooms cause they literally will be storage.  I doubt I&#8217;ll accumulate much simply because I like living a clutter free home.  But it will be nice to know that I won&#8217;t have to move again when I have kids.</p>
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		<title>By: Kate@LivingTheFrugalLife</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21710</link>
		<dc:creator>Kate@LivingTheFrugalLife</dc:creator>
		<pubDate>Wed, 29 Oct 2008 15:34:25 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21710</guid>
		<description>This is enlightening.  We have a junk room, though it is the smallest in the house.  The garage too has a lot of clutter.  I&#039;m going to show this post to my husband in hopes that it will help convince him to pitch stuff that we&#039;re holding on to for no good reason.  

It&#039;s especially interesting to think about that &quot;extra&quot; space in terms of getting a boarder or a roommate.  That space could be turned to good use generating money, instead of sitting there uselessly.  

Thanks for discussing this.</description>
		<content:encoded><![CDATA[<p>This is enlightening.  We have a junk room, though it is the smallest in the house.  The garage too has a lot of clutter.  I&#8217;m going to show this post to my husband in hopes that it will help convince him to pitch stuff that we&#8217;re holding on to for no good reason.  </p>
<p>It&#8217;s especially interesting to think about that &#8220;extra&#8221; space in terms of getting a boarder or a roommate.  That space could be turned to good use generating money, instead of sitting there uselessly.  </p>
<p>Thanks for discussing this.</p>
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		<title>By: Carl</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21707</link>
		<dc:creator>Carl</dc:creator>
		<pubDate>Wed, 29 Oct 2008 15:12:12 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21707</guid>
		<description>I think what is being overlooked in some of the comments is his last line talking about finding a more utilitarian use for the space.  The key is trading the junk and clutter for something valuable to you.  Whether it&#039;s space for kids to play, space to rent out, or space to run a small business, it depends on the homeowner to decide.  I think his point is that we all have things in our house that we could get rid of and have more space to enrich our lives financially or emotionally.</description>
		<content:encoded><![CDATA[<p>I think what is being overlooked in some of the comments is his last line talking about finding a more utilitarian use for the space.  The key is trading the junk and clutter for something valuable to you.  Whether it&#8217;s space for kids to play, space to rent out, or space to run a small business, it depends on the homeowner to decide.  I think his point is that we all have things in our house that we could get rid of and have more space to enrich our lives financially or emotionally.</p>
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		<title>By: Matt</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21706</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Wed, 29 Oct 2008 14:21:51 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21706</guid>
		<description>Hmmm....  we just moved into a ~2500 sq ft house, just my fiance&#039; and me.  But we&#039;re planning for the future, with 2 kids and a bonus room for activities.  So are we losing money?  I don&#039;t think so.  Then you have to allot for owners who enjoy the space.  It&#039;s a cost/utility tradeoff.  If you&#039;re struggling to pay the bills because you&#039;re house-poor, I guess this article could make sense.  Otherwise......</description>
		<content:encoded><![CDATA[<p>Hmmm&#8230;.  we just moved into a ~2500 sq ft house, just my fiance&#8217; and me.  But we&#8217;re planning for the future, with 2 kids and a bonus room for activities.  So are we losing money?  I don&#8217;t think so.  Then you have to allot for owners who enjoy the space.  It&#8217;s a cost/utility tradeoff.  If you&#8217;re struggling to pay the bills because you&#8217;re house-poor, I guess this article could make sense.  Otherwise&#8230;&#8230;</p>
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		<title>By: FrugalNYC</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21695</link>
		<dc:creator>FrugalNYC</dc:creator>
		<pubDate>Tue, 28 Oct 2008 23:05:21 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21695</guid>
		<description>If you live in a large city, you can even generate income by renting the wasted room out.</description>
		<content:encoded><![CDATA[<p>If you live in a large city, you can even generate income by renting the wasted room out.</p>
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		<title>By: JenK</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21681</link>
		<dc:creator>JenK</dc:creator>
		<pubDate>Tue, 28 Oct 2008 17:38:59 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21681</guid>
		<description>I have suggested the &quot;We could get rid of stuff we&#039;re not using and buy a smaller place&quot; only to be greeted with 

 * &quot;But moving sucks!&quot;
 * &quot;We already have one of the smaller places in the neighborhood.&quot;
 * &quot;Sell? You&#039;ve noticed the neighbors for sale signs that haven&#039;t changed in months, right?&quot; 

Our guest room does get a lot of use, and so does our bedroom, kitchen, TV room, and library/living room. It&#039;s the 3rd bedroom that&#039;s setup as a home office but never used...</description>
		<content:encoded><![CDATA[<p>I have suggested the &#8220;We could get rid of stuff we&#8217;re not using and buy a smaller place&#8221; only to be greeted with </p>
<p> * &#8220;But moving sucks!&#8221;<br />
 * &#8220;We already have one of the smaller places in the neighborhood.&#8221;<br />
 * &#8220;Sell? You&#8217;ve noticed the neighbors for sale signs that haven&#8217;t changed in months, right?&#8221; </p>
<p>Our guest room does get a lot of use, and so does our bedroom, kitchen, TV room, and library/living room. It&#8217;s the 3rd bedroom that&#8217;s setup as a home office but never used&#8230;</p>
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		<title>By: Mikey</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21676</link>
		<dc:creator>Mikey</dc:creator>
		<pubDate>Tue, 28 Oct 2008 16:45:51 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21676</guid>
		<description>@craig, @alex @nearly everyone, 

I&#039;m with Sean!  Most people don&#039;t buy a house and immediately clutter it.  They bought the house, and over the years the clutter happened.  Uncluttering won&#039;t change the size of the house. 

Unless you are recommending uncluttering, selling, and downsizing....but I hope not since the best you can do when you sell is lose 5% of the equity.  Not frugal!

What home you initially buy is another topic. But, I hope that before you made that offer, you wrote a list of your needs, examined your budget, and decided what you need to have in the house in order to quickly resell should you have to.  And obviously, bought what you could easily afford...but from market conditions today I guess that last point was missed by some!

While it is certainly cool to live in a 500 sf home, and I know I could, I bought a 3 bd/2 ba home as a long term investment.  I keep it up (and uncluttered!), knowing that I would need to resell it fast should financial disaster strike. I have rooms that I don&#039;t use.  I have kitchen drawers that are empty.  So what.</description>
		<content:encoded><![CDATA[<p>@craig, @alex @nearly everyone, </p>
<p>I&#8217;m with Sean!  Most people don&#8217;t buy a house and immediately clutter it.  They bought the house, and over the years the clutter happened.  Uncluttering won&#8217;t change the size of the house. </p>
<p>Unless you are recommending uncluttering, selling, and downsizing&#8230;.but I hope not since the best you can do when you sell is lose 5% of the equity.  Not frugal!</p>
<p>What home you initially buy is another topic. But, I hope that before you made that offer, you wrote a list of your needs, examined your budget, and decided what you need to have in the house in order to quickly resell should you have to.  And obviously, bought what you could easily afford&#8230;but from market conditions today I guess that last point was missed by some!</p>
<p>While it is certainly cool to live in a 500 sf home, and I know I could, I bought a 3 bd/2 ba home as a long term investment.  I keep it up (and uncluttered!), knowing that I would need to resell it fast should financial disaster strike. I have rooms that I don&#8217;t use.  I have kitchen drawers that are empty.  So what.</p>
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		<title>By: Ann</title>
		<link>http://unclutterer.com/2008/10/27/how-much-of-your-mortgage-is-going-toward-clutter-storage/comment-page-1/#comment-21656</link>
		<dc:creator>Ann</dc:creator>
		<pubDate>Tue, 28 Oct 2008 13:08:52 +0000</pubDate>
		<guid isPermaLink="false">http://unclutterer.com/?p=3019#comment-21656</guid>
		<description>Same for a guest room.  If you have one that is rarely used, how much more did it cost to buy this house?  If you had bought a house with one less bedroom, that savings could put your occasional guests up at a really nice hotel.</description>
		<content:encoded><![CDATA[<p>Same for a guest room.  If you have one that is rarely used, how much more did it cost to buy this house?  If you had bought a house with one less bedroom, that savings could put your occasional guests up at a really nice hotel.</p>
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