I don’t keep savings cards and membership cards to most services and companies, including airlines or retail. I make them keep my info on their computer. “Do you know your member number?” “No. You can look it up. My name and address are …”

I have three credit cards, one ATM card, one medical insurance card, and one driver’s license. This goes in a teeny wallet which fits in my back pants pocket or my front shirt or blazer pocket.

I have a bunch of other cards that I might need, but I certainly don’t carry them around. They go in a bigger wallet which also holds my checkbook and register, a pen, and a notepad.

I keep cash in a money clip. I always have between $50 and $200 cash on me — less and I go to the ATM and make a withdrawal, more (whee!) and I go make a deposit. Bank transactions are FREE! You still OWN THE MONEY, just not in paper form! I spend my change at every register transaction, such that I never have more than a dollar’s worth in coin. I use a little plastic open-and-close green coin thingie like your grandpa had. I generally keep the quarters out, for laundry and parking meters, and roll them.

It’s the SYSTEM you need, not the smaller TOY.

http://tinyurl.com/3bpte8

I have an ALL-ETT that I’ve used for a couple years now, and while the material does crinkle a bit when you first get it, once it is broken in, it doesn’t make any noise. The only problem that I have is that I don’t have enough cards to keep in it, sometimes my cards fall out because they are a little too loose. I used to keep extra business cards to keep it tighter (it was still super-thin) but I used them up.